Investor Loans Built for Scale

No tax returns. No income verification. Close in as few as 21 days. Whether you own 1 rental or 50, I'll find the best investor loan from 299 lenders — so you can focus on building your portfolio.

Jason Neil Walters - Senior Loan Originator
📊 DSCR Loans
🔨 Fix-and-Flip
📋 No Tax Returns
Close in 21 Days
🏦 299 Lenders

Investor Loan Programs

Purpose-built financing for every investment strategy. No personal income docs required.

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DSCR Loans

Qualify based on rental income, not personal income. No W-2s, no tax returns, no employment verification. Close in your LLC. Finance unlimited properties.

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Fix-and-Flip Loans

Short-term bridge financing for your next flip. Up to 90% of purchase + 100% of rehab. 12-24 month terms. Quick approval so you never miss a deal.

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Portfolio Loans

Finance multiple properties under a single loan. Streamlined closing, one payment, one relationship. Ideal for investors with 5+ properties ready to consolidate.

Why Investors Choose Me

I've been financing investment properties for 25+ years. Here's why serious investors work with me.

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299 Lenders Competing for Your Deal

Banks offer you their one product. I shop your scenario across 299 wholesale lenders in real time — including dozens that specialize exclusively in investor products. You get the best rate, period.

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No Tax Returns. No W-2s. No Hassle.

DSCR loans qualify you on rental income alone. Self-employed and write off everything? Doesn't matter. Your personal income is never part of the equation.

Close in as Few as 21 Days

When a deal hits your desk, you need to move fast. Streamlined investor underwriting means no employment checks, no income verification delays — just fast, clean closings.

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Close in Your LLC or Entity

Protect your personal assets. DSCR and investor loans can close in your LLC, S-Corp, C-Corp, or trust. No need to hold property in your personal name.

Eligible Property Types

If it generates income, there's a loan for it.

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Single-Family

Long-term rentals, the backbone of any portfolio.

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Multi-Family

Duplexes through 8-units. Multiple income streams.

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Airbnb / STR

Short-term rentals qualify with projected income.

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Condos & Townhomes

Warrantable and non-warrantable eligible.

How It Works

From application to closing in 4 simple steps.

1️⃣

Tell Me About Your Deal

Call, apply online, or email me the property details. I'll run your scenario across 299 lenders in minutes.

2️⃣

Get Your Best Rate

I present you with the best options — rate, terms, leverage. You choose the one that fits your strategy.

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Minimal Paperwork

No tax returns. Typically just an appraisal, insurance, and entity docs. That's it.

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Close & Cash Flow

Close in as few as 21 days. Start collecting rent. Repeat.

DSCR Loan Quick Reference

The most popular investor loan program — here's what you need to know.

Requirement Details
Income Docs None — qualify on rental income only
Credit Score 620 minimum (680+ for best rates)
Down Payment 15-25% depending on DSCR ratio
DSCR Ratio 0.75+ (no-ratio options available)
Loan Amounts $100K to $5M+
Closing Timeline As fast as 21 days
Vesting Personal name, LLC, Corp, or Trust
Properties Unlimited — no cap on financed properties

What Investors Say

★★★★★
"Jason was extremely helpful throughout the entire loan process. He was able to get us a better rate than we expected. I highly recommend Jason!"
— Zillow Reviewer
Zillow 5-Star Review
★★★★★
"Jason beat the rates my bank offered and several other lenders. His communication style was respectful and professional throughout."
— Zillow Reviewer
Zillow 5-Star Review

Have a Deal on Your Desk Right Now?

Send me the address and purchase price. I'll run your scenario across 299 lenders and get you a rate quote within hours — not days.

Investor Loan FAQ

Correct. DSCR loans qualify you based entirely on the property's rental income relative to the mortgage payment. No W-2s, no 1099s, no personal tax returns are required.
There is no limit. Unlike conventional loans that cap you at 10 financed properties, DSCR programs allow unlimited properties. Finance your 5th or your 50th — same streamlined process.
Yes. Short-term rental properties qualify for DSCR loans. We can use either existing rental history from Airbnb/VRBO or projected income from a third-party analysis to calculate your DSCR ratio.
DSCR loans typically require 15-25% down depending on the DSCR ratio and property type. Fix-and-flip loans can go as low as 10% down on the purchase price with 100% of rehab financed.
DSCR loans can close in as few as 21 days. Fix-and-flip loans can close even faster in some cases. The lack of income verification dramatically speeds up the underwriting process.
A single lender offers one set of rates and guidelines. I have access to 299+ lenders — including dozens that specialize in investor products. I compare your scenario across the entire market to find the best combination of rate, leverage, and flexibility.

Ready to Finance Your Next Investment?

Let me shop 299+ lenders to find you the best investor loan in Florida. No tax returns, no hassle — just smart financing for smart investors.